L&T Finance Recruitment

Micro Finance Officer & Drive  In Bihar and Jharkhand


Interested applicants contact : 8507069107


Position

MFI : Micro Finance Officer ( Sales + Collections )


Gender : Male

Location : All district in Bihar & Jharkhand


Reporting  : Branch Manager

Salary : 11000 + 6000 Incentive


Specific Responsibilities 


Starting business in a new village 

  • Village identification within the radius
  • Feasibility study of the village based on demographics, activities and financial
  • needs of the customers
  • Assist the MC-IC in making the village approval


Sourcing of business 


  • Identification of customers and forming of Joint Liability Groups
  • Filling up of the application form
  • Verification of the residence and business of the customer
  • KYC verification
  •  Pre-disbursement training
  • Visiting potential customers in order to develop business


Disbursements

  • Collection of KYC documents
  • Assisting the MC-IC for disbursement activity completion
  • Loan documentation


Collection of current dues 

  • Collect the collection sheets and stickers from MC-IC
  • Group-wise collection as per scheduled time by following the process
  • Deposit of collection money
  • MERC entry



Collection of over dues 

  • Follow up with the customers with updated data report of assigned portfolio
  • Collection of money as per process
  • Depositing the money in bank
  • MERC entry
  • Assist the MC-IC in initiating action against the defaulters


Qualification : Graduate and above


Age Limit : 21 - 31 Years


Agent Activation

Product mix

Business Mix

Persistency : Key Inter-relationships


Experience 

  • Minimum 1 year of Experience in sales.
  • Fresher also welcome.


Interested applicants contact : 8507069107